Terms of Service

Welcome to HNservices24.com (“we,” “our,” or “us”). Please read these Terms of Service (“Terms”) carefully before using our website and online calculators.

1. Acceptance of Terms

By accessing or using our website and any of the free tools offered, you agree to these Terms and our Privacy Policy. If you do not agree with any part of these Terms, please do not use our site.

2. Who Can Use Our Tools

Our calculators—GST, Percentage, Loan EMI, and Age calculator—are designed for beginners, personal use, education, and small businesses.

3. Free Service

All our calculators are provided free of charge for your convenience. We do our best to ensure that the information and results are accurate, but all calculations are for reference and educational purposes only.

4. No Professional Advice

The information and tools on this website do not constitute financial, legal, or professional advice. Please consult certified professionals when making financial or legal decisions.

5. User Responsibilities

You are responsible for how you use the information from our calculators. Always double-check important calculations. If you find errors or bugs, please get in touch with us using our Contact Us page—we appreciate your feedback!

6. Intellectual Property

All content, calculator designs, and branding are the property of HNservices24.com and its creators. You may not copy, distribute, or use our content for commercial purposes without our written permission.

7. Third-Party Links

Our site may include links to third-party websites for your convenience. We do not control or endorse the content, privacy policies, or practices of any third-party site.

8. Changes to These Terms

We may update our Terms of Service from time to time. When we do, we will post the new terms on this page. Continuing to use the site means you accept any changes.

9. Limitation of Liability

We are not liable for any loss or damage resulting from your use of this site or reliance on the calculators’ results. Use this website at your own risk.

10. Contact Us

If you have any questions about these Terms, please reach out through our Contact Us page. We’re here to help!

Thank you for using HNservices24.com. We hope our calculators make your daily tasks easier!